WHEN YOU CAN BUY Let us make your dreams of owning a home a reality!
The Affordable Housing Alliance's Housing Outreach Department is easily one of the most diverse department we have.
Providing clients with Pre- Purchase, Foreclosure and Reverse Mortgage Counseling sessions, as well as 1st time home buyer and homeowner educational workshops. These services allow future and current homeowners an opportunity to find solutions to their specific housing needs and goals through one on one counseling and education with our HUD Certified Housing Counselors.
The educational workshops comprehensive lesson plan reviews the entire process of purchasing a home. The agency’s home buyer workshop focuses on specific aspects of the buying process from start to finish. The topics include credit and money management, the real estate process, the lending process, fair housing laws/predatory lending, the closing process.
Our financial literacy programs are conduct with five in-depth classes on basic banking, credit, budgeting, identity theft, and understanding insurances. Basic banking provides information on different accounts that people can open and the benefits of each. Credit covers how to attain good credit and fix poor credit. Budgeting provides resources on budgeting tools for the client and the household. Identity theft illustrates the importance of keeping track of finances.
The Alliance also offers clients Individual Development Accounts (IDA) which is a matching savings account program. IDA participants must save for a minimum of twelve months before withdrawing funds, which can only be used towards the purchase of a home. In addition, our Housing Outreach Department offers Sandy disaster case management and housing counseling to help bring those impacted by the storm some relief.
Our Housing Recovery Resource Center (HRRC) assist both homeowners and renters who are still seeking resources and options of rebuilding or rehabbing their homes since the destruction of Hurricane Sandy in 2012.