Bosley Family - Getting Over a Hard Place
Organized by: Tracy Forbes-Bosley
Our story is a long one and a short one at the same time. We have an adult son with Autism who lives at home. He turned 21 this year after being diagnosed at the age of 5. There is some support for him through state and federal programs but not everything is covered and not everything is simple. Medications and health care are expensive. He is non-verbal with strangers and the transition from pediatric care to adult care has been very hard for him. Providers are difficult to find.
Last year the company my husband works for closed down the division he worked in and laid off 500+ people including him. He took another job paying less to keep money coming in and health insurance active. That health insurance had an $8000 annual deductible before covering 80% of expenses. It was almost like having no insurance for us. This year his old company reopened the division and hired him back, but in the mean time we have fallen in to a deep hole and it's going to take a while to get caught up again.
We are behind on every bill we have - medical, car, house payments. (we have no debt beyond that.) The house desperately needs some exterior repairs we are in the middle of completing ourselves. My van needs repairs. We are at risk of losing our other car which my husband and oldest son use to get to work. My oldest son lives at home and we use two vehicles for three wage earners. We are at risk of losing the house also.
I believe in giving back to my community and I have taught that value to my children. We are active volunteers with our local animal shelter. We foster kittens in our home and work on fundraising projects for the animals. My daughter is in Girl Scouts and I am as active with her troop as I can be. I find it very difficult to ask for help but I have decided to do this for a lot of reasons. My son with Autism needs a stable home without change. My daughter deserves more. I want to be able to continue my volunteer work supporting the organizations I believe in. I am hoping there are a few people willing to help us get past this low point.