Struggling to keep my American dream. I am single, disabled and depressed. I am worth more if I die. I am trying to refinance my home but no lenders are helping me. Obama said as long as I haven't missed a payment in 12 months I qualified. Well between Quicken Loans, Lending tree, And my own mortgage company Freedom Mortgage they have turned me down. I am steps away from losing my home. I have medical bills that have caused my credit to drop. Freedom Mortgage misled me and I was almost to closing and yanked it out from Under me. I bought a $400 lawn mower thinking I would close in about a week, thus I couldn't pay existing mortgage payment. Instead of helping me I am now a month behind. I thought I was closing In Just days after 5 mos. Of running around to please them. I owe $70,000 and have plenty of equity to pay off my bills. But they would rather take my home instead of helping me. I am strong but tired. I just need help catching up.