Enslaved to Student Loan Debt

Organized by: tiffany kline

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My name is Tiffany Kline. I am a twenty-six year old college student. I have been trying to obtain my Bachelor's Degree since 2006. I am majoring in Child and Society with a concentration in Education and a minor is Pyschology. I have been working full time since I started college and had to withdrawl a few times just so I can work and pay my bills. The times I have attended school full time and worked full time, I managed to stay on the honors list keeping a 3.5gpa, living on my own and paying all of my own bills. My parents do not help me with my bills or with tuition and since 2006 I have maxed out my federal loans and made mistakes taking out some private. I currently owe about $77,000 before interest. At 17 I did not know what I was doing. I did not know the consequences I would suffer when these loans began coming in the mail. My parents did not go to college and did not know how to help me, and the high school I went to did not prepare me. I just signed away because these bankers thought it was a good idea to let a 18 year old accumulate all these loans not caring if it would hurt me later or not. I am now receiving student loans in the mail. I owe about 2,000 a month and I only make about $1,000 the federal loans are on hold until I finish school but since I maxed out all of my federal loans I cannot receive anymore help to pay for the last three semester of college. I anticipate to graduate in December 2015. I have applied to numerous grants and scholarships and have researched day and night for help. I am just trying to finish my degree. I have $77,000 in student loan debt and I will be paying them off until I am dead. I have also set up a GO FUND ME account and noone seems to care enough to donate. Some people asked me if my gofundme account was a joke, others have told me to stop being lazy and work 3-4 jobs to pay it off. Im lucky to have gotten hired at one. I cannot work more than one job when I am a student full time and having to pull 40-60 hours at work just to pay my bills. I know I signed my name to these loans but at 17/18yrs old I made some mistakes and I am just asking, begging, for help. I will never be able to buy a house, a new car, save $ for my child to go to college and my credit will be damaged. I just want to finish my degree. My goal is to become a social worker for a school or state agency so I can help families in need in my community. I would like to make a difference in a child's life and if I do not finish this degree I will not be able to do so. I eventually want to find a career that gives me the opportunity to become a school administrator or guidane counselor. I am one month away of becoming in default on a lot of my loans and if I do not get caught up by August 1st I will not be allowed to get ANY loans period to help finish school. I do not want to go into default because I do not make enough money. This system is corrupted and college is a scam. I wish at 18 I knew then what I know now but I want to finish what I started and try to better my future. If you are kind enough to donate you will change my life forever. If you cannot donate please pass my story along to others. I know I am not the only one in the world with student debt, but if we helped eachother the world would be a better place. So please, if you can please help me finish my dream of obtaining my Bachelor's Degree so I can work with children and help those in need. Please help me so I do not have to default and damage my credit and ruin my future. Your donation would be greatly appreciated and I would just like some help from society.


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