Flood Damage Help
Organized by: Ryan Thornberry
Car has been deemed a total loss, but...
May 18, 2016
Recently we have had a string of mishaps due to the flooding in Texas. My car was damaged by high water on my way home from a banquet. Since the car is 10 years old we are expecting the insurance company to total the car and give us very little for it. After the storm, we noticed that our house wasn't cooling anymore and our central air conditioning unit was not working. We were expecting that we would just need to add freon, but when the AC repairman inspected the unit, he said that it was damaged by the storm and would have to be replaced. We have American Home Shield warranty, but they only covered $900 towards the $8K cost. Yikes!
My wife and I are school teachers and are currently in our 17th year of teaching. We have two boys, 6 and 8 years old. We also recently found out that we are expecting a new baby in August. My wife and I were shocked to learn about the pregnancy since we had to do fertility meds to have successful, viable pregnancies. Eventhough, this pregnancy was a surprise to us, we are thrilled to have a miracle baby girl bless our lives in August!! We are also blessed to have very loving family members who are helping us find baby clothing, furniture, etc. Thank you so much! Financially, our health insurance deductible is $5K out of pocket and then we are liable for 20% of any expenses after that.
With these recent financial surprises adding to already existing financial responsibilities, I am biting my pride and asking for help! I do not want my family to struggle with financial stress over these bills for the next 5-10 years.
The newest addition to our family will cost us $5K(deductible only), plus $7.1K for the new AC unit, plus $?K new vehicle or repair, another car that we are still making payments on, and other monthly responsibilities. We have already dedicated a large portion of our income to getting out of debt.
Please trust us by paying it forward. Assist us in getting through this rough time and we will assist others when we are cleared of the debt. We are a very generous family with a big heart. Our already generous friends and family have been helping us find baby supplies and helping us with other house repairs. It is very awkward to ask for financial help, however, after 17 years of working in our careers, it's hard to see the light at the end of the tunnel.
Thank you for your time and consideration! Many blessings to you all.