Giving a Family a Chance
Organized by: Amy Melton
First, let me state that out of respect for the family, I have purposely omitted the family's name. I'm also worried that if they learn of my efforts, pride will keep them from accepting any donations.
A local family and their three young children came into my family's life a few months ago after my husband, Doug, and I showed the family our old home in Huntington, WV that we had for sale. After expressing interest in the home, they told us their situation. They had until August 1, 2015 to move out of their trailer in Barboursville, WV because the owner of the home failed to pay the mortgage and the owner did not notify the mortgage company of the existing land contract nor file it with Cabell County Courthouse. The mortgage company sent an eviction notice since the family didn't legally have ownership rights. The family lost their down payment of $5,000.00 on the land contract and all the payments thereafter on the home they thought they would own one day.
They have two young boys, one who will be starting kindergarten this year and the other boy a precocious and inquisitive 3 year old. And in early July, the wife gave birth to a beautiful baby girl. Having a previous bad experience with a land contract as the owner, Doug and I were hesitant to even consider renting or selling our old house to the family. But after getting to know this family, we were compelled to help. I proceeded to perform my due diligence of verifying their situation: contacting the mortgage company which was foreclosing on the trailer and evicting the family, calling references, and reviewing their credit reports.
Doug and I took a few days to discuss and pray on our decision after completing the review of their situation. We decided to visit the family at their home to get to know them better and meet their baby girl. The couple have been completely open and honest with us about their financial situation. Their two boys are some of the most well mannered and fun loving children I've ever met. It was clear the family focuses all their income and energy on their children with their meager belongings. In the past few weeks they also have been trying to sell many of their remaining furniture to get some of their utility bills up to date. It was that evening, that Doug and I looked at each other and ultimately agreed to give the family the keys to our old house. The family moved in on July 31. The husband will be starting a new job on August 17th. He lost his previous job after missing two days because his wife fell ill during her second trimester. His wife is on maternity leave from her part-time job at a local home improvement store.
While the family agreed to pay us rent for the next few months, Doug and I have agreed to not charge them rent so they can more quickly get back on their feet and hopefully secure a mortgage to purchase the home. This family definitely has not had an easy life, but you would never know it by how genuinely happy their children are. The father doesn't want his kids growing up in Marcum Terrace surrounded by drugs and gangs like he did. So, please, if you have something to spare please consider making a donation to this family to help them get back the down payment they lost and to help them start over in a new home.
Thank you in advance,
Amy & Doug