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SPIRIT WORKS INC's Fundraiser:

Goodhope fund




Goodhope Fund is dedicated to serving the low income households, disadvantaged and marginalized entrepreneurs with an accessible, affordable and suitable repayment arrangement. Its products are customer -driven and designed to reach the non-banked and poor not having access to credit as well as clients mentorship to enhance their businesses and livelihoods. Microfinance is refers to an insurance, savings plan, and loan services and other financial products and services targeted at little or no income earners to assist small to medium entrepreneurs. The past three decades, the development communities have had a “love affair” with microfinance. The reason behind this is simply giving mini-loan to poor people to help them sustain a livelihood and overtime get out of poverty. The idea of micro-finance is beckoning to development professionals because it is not charity; give micro-loans to poor people to start and or invest in small enterprise and the poor pays back the loan overtime. The poor are deemed risky and are often marginalized by the formal banking markets sector. Objectives In keeping with our vision and mission Goodhope Fund seeks to achieve a strong market-led institution by working together with stakeholders to maintain its market leadership and define the future in terms of creating long-term value that provides strong financial returns for all parties involved in the process. In respect of this Goodhope seeks to attain the following: ► To work closer with customers to create customized financial solutions on a convenient and sustainable basis to generate growth of their businesses through the satisfaction of their financial needs; ► To continually direct investment to the highest potential areas across markets in the most efficient and effective way to maximize long-term cash flow, create value-addition and improvement on profit for expansion and better services; ► To grow the Goodhope brand and leverage this to capture other growth opportunities in the most financially excluded sector of our economy; ► To promote deeper financial inclusion by the continuous creation of innovative systems that enables the financially marginalized businesses to have access to tailored-made solutions to the financial needs of their businesses; ► To improve on our customer turn-around time by deploying up-to-date technology and also increase proximity to quality lending service through technology.



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