Help Us Save Our House
Organized by: Sherie Fisch
April 26, 2016
Our 4BR Home is chaotic, bursting at the seams, very full of love...and very broke. We are nine humans, plus 3 cats and two dogs, most of which have lived with us their whole lives. "We" are myself and my two younger children, my long-time friend and roommate with her two older children, and a couple and their younger daughter. Since I homeschool my two children, we are also losing our school home.
I have been struggling with health issues and unemployment. My roommate is working full time, but is under-employed. The couple works, but had a recent setback due to an illness.
The job market in our area is poor. Job fairs regularly have hundreds of applicants per position available. If you're able to get out of town work, you're slightly more lucky - but we are not lucky like that. While we still had Internet at home, I was able to at least do more looking and applying for online jobs.
Since I lost my last job a little over a year ago, we've gotten further and further behind. I've watched us sink lower and lower, and felt the hopelessness that goes along with filling out application after application, only to receive no returns.
At first, we were making late payments, but still making them within the same month they were due. Soon enough though, we were behind one month. Then two. Now, three. We've exhausted all options at this point - modification, the whole nine yards.
The bank just sent a notice, received Saturday, containing an ultimatum. We are now on a deadline that we cannot meet. In the past month, we HAVE gained new household income, and have been making headway. After the next income deposits, we would be getting Internet back, providing me an opportunity for me to resume my online work search, as well.
But the next scheduled income will be deposited a week after the required payment is due, and we have absolutely no way of coming up with the amount we're lacking. We will have two options: sign over the House, or allow them to sell it. At this time, the amount owed its actually more than the amount of purchase, so neither option is good.
If we cannot make this payment, we will be homeless. We have basic shelter secured, nobody will be forced to live on the literal streets, but... The household will be broken apart, as there are no options to house nine homeless people in one location. Our families aren't related by blood, but we love each other very much. We will also be forced to re-home our beloved pets.
If this fundraiser is successful, we will continue to pull out of this and get to plant our garden this year, as usual.
If donations exceed the amount we're requesting, we will apply the surplus to past due bills.
If this fundraiser can't help us keep this house, our Home, the funds we receive will be deposited into a savings account to be applied toward future housing and utility deposits.
Anyone donating that also sends me their address will receive a small token of my appreciation, something handmade and personalized, once the goal is met.