I need to replace the roof/skylights on my house, and repair all interior damage due to it in raining in several rooms of my house. (Floors, walls, ceiling, some minor electrical). I also had a pipe that cracked in living room and all the furniture in this room got ruined, plus other bedroom totally ruined lost all furniture and personal belongings. Power surge due to hurricane and loss of power shorted out my laptop and phone answering system. My unemployment ran out on 12/12/12 and I also have no homeowners insurance.