Hello, I'm Irina Malofeeva. My family (my husband, daughter and our pets - cats and dogs) live in our own apartment in the Leningrad region of Russia. While in private…
All the matter is that in a short period of relative stability, we had used an "interesting" offer of bank and took the credit. Not to say that we haven't thought enough. At that time we had stable earnings, good prospects and new opportunities. And we were not alone in this decision, thousands and thousands of compatriots fall for credit hook, as we are.
When there weren’t additional earnings for extortionate payment we had to lay our apartment. Because due to the excessive interest rate to give credit was not possible. Step by step given amount almost twice the amount of the loan and it is comparable to the cost of the apartment. But in spite of it we had to pay as many more. And this amount is growing, as daily penalty rate is 1%. And our national currency falls against the dollar and euro. Unfortunately our credit is in foreign currency.
We are working two jobs, but we hardly keep body and soul together and can’t keep up this furious growth. Our little car rescues us. I'm trying to earn as a taxi on it. But it is too old. And its repair often requires a lot of money.
State in our country does not regulate these extortionate lending schemes, so the prospects are darkest: after such payment we can become homeless! We can just found ourselves on the street…
I've always believed in God, human kindness and compassion. I believe that with your help we can solve this problem, and I’ll be able to help people who are in a similar situation. Thank you!
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