Kelly Ann Moore
I was a high school history teacher for 18 years when my doctor told me that he was concerned with my physical health and its deteriation that has occurred. I have Hereditary Spastic Paraperesis which is a genetic disease that affects my ability to walk. At the age of 48, I never expected to be in this situation. My long term disability insurance (UNUM) has denied my claim. Two years have passed and I am still waiting for the court to schedule a hearing. So far the first date was cancelled, with no reason given as to why. Finding myself with no income and not able to receive SSI or SSDI because teachers do not pay social security, I needed to pull my pension to live off. Again, I was not old enough or had enough years teaching to receive a livable pension. Hence, that money is gone and yesterday they repossed my car. My sister, a single mom, is helping me financially the best she can, That is my story....a teacher of 18 years and within 2 and a half years I now have nothing. And I sit here watching my disease take over to the point I now have leg braces, a cane and a medical scooter. Who would have ever thought this would happen, so quickly. I don't know what to expect as my medical conditions continues to fail.
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