Medical Judgments Assistance
Organized by: HAROLD NYANJOM
This introduction has been the hardest thing I've done in a long while. My husband and I support a household of 6 kids (kids and grandchildren). Even after being married for over 20 years, our dream of owning a home is yet to come true. We are both disabled, my husband being totally and permanently disabled. He was terminated from his job because his disability “created unsafe working conditions for both himself and other employees”. We are on fixed incomes— Social Security Income (SSI) and disability retirement pension. We are also currently students and do not own any real property, other than two modest vehicles, with an estimated total value of below $2350.00. Our reasonable amounts of typical monthly expenses, including rent, groceries, utilities, etc., are greater than amount of cash on hand and monthly income, with credit card debt of about $4300. For these reasons, our financial resources are deficient and have not been able to cover the debts owed, considering household with minor children and numerous monthly expenses. The challenge facing our dream of being first time homeowners is the fact that we have 3 medical judgements that must be paid off before any lending institution (including government programs can consider us. The 3 judgements are $497, $588, and $536 respectively, totaling $1621. We asked both creditors to consider forgiveness but to no avail, even though our annual family income is less than 125% of the Federal Poverty Guidelines (2016 figures), and our income is not enough to pay for the common necessities of life for ourselves and the people we support (family size of 6), and also to pay off the debts. We are only asking for enough to pay off the medical judgements ($1621). Importantly, if you are able to, please make payments directly to the creditors, and we’ll provide you with their names, addresses and court case numbers. Every little bit helps and I appreciate any help you can give. Even if you can't give, please share. Help make this a reality for us!