Michelle Hoover via Crowdrise
July 07, 2012
Everyone is having troubles with foreclosure these days. Myself, my husband, and my two sons, Michael, 4, and Samuel, 1 1/2, never thought we would be placed in this position. Right now, we are two mortgage payments behind, and anticipate being a third payment behind, with "late charge fees" added to all of them, since our lender will not take partial payments.
We live in NorthEast Minnesota. You may remember the recent national news about the flooding up here. We happen to live in the small town that got hit the worst.
We did not sustain flood damage to our home, as our street was one of the only areas not affected other than a washed-out-road, but just days before the flooding that affected the rest of our community happened, we had already applied for emergency mortgage assistance relief.
Understandably, we were not at the top of their list, though the many reasons we cannot make our payments for the first time ever have been leading us to this point for over a year.
We know there are people who want to help, and every dollar counts. Instead of paying x amount of dollars extra towards your mortgage or other spending today, please consider helping us save our home!
We are obviously not a non-profit organization, but anyone can send donations to us through paypal.com to our email address: MichelleAHoover@yahoo.com.
If you are someone who is interested in having an article or other material written professionally for you, you can help donate to the cause by hiring Michelle as a freelance writer for your project at her website: MichelleHoover.webs.com. Michelle has been published nationally and holds a B.A. in English and minor in photography.