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Save my home and my animals

Organized by: Virginia chickory

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Virginia's Photo


I am 74 years old and was a Registered nurse for 50 years. I have been going animal rescue work for 34 years(cats and dogs.) Five years ago I did a loan mod on my house and the mortgage increased $175 a month for 5 years, In Nov 2015 it was completed and my mortgage was raised $700 a month at 6.5% interest!!!!. It is now $3009 a month and I only make $2127 from Social Security. I didn't now what the heck I was signing. I can save your life but I know dip about business. I've tried Hamp, Save My Home California, various mortgage companies and can't get a re-fi or another loan mod because I "don't make enough money". I was doing OK after I retired from nursing (no pension) - Ok but not great. Ar 70 years of age I started working in a call center 7 days a week,on commission, as many hours they were opened. I'm not afraid of hard work. The first month I was there my supervisor called me into his office to tell me that he had been there 17 years and I just broke a record for recruitment. That record, four years later, has yet to be matched. For 5 months I came in #1 and my co-workers called me "the beast" in July 2012 my car- and me- was totaled by some kid texting and I now live in pain 24/7. I work now as much as I can, but , in addition to the pain,the company was recently bought over and the place is rarely opened now. I'm losing my home and will have to euthanize my animals because really, who will rent to me with them? I pay $5071 a year for medical supplement ( AARP) and Pharmacy bills because I don't want to live in your tax pocket. I can't meet my bills anymore and have to sell my house and kill the animals . The pound is not an option - they are overcrowded and will euthanize them anyway - after a stint of being terrorized by being in a cage when they have only known a loving home. Rescue groups are overwhelmed as well and it is kitten season - no hope for aged cats to be adopted. If I could live in a car with them I would. Renting out rooms is not working out - I rented to a co-worker once and he brought bedbugs into my home. I had to throw away bedroom furniture, carpeting and eventually my living room sofa and chair. It took 2 years to get rid of the bugs and was costly replacing the items that were infested. I was able to buy another sofa at the Salvation Army. I also rented out to others but you might agree there are crazies out there and they found themselves at my house. From the woman who would regal me with stories about how she was a Mafia Princess ( yep, you read it correctly) and who I later found out was supposed to be on court appointed !!! psych meds to the one who was so drugged out she stood in my driveway yelling out she was being "held hostage". She stopped yelling when the police arrived. When I was nursing I wrote out 9 checks every month to 2 animal rescue groups, 2 homeless shelter, St Judes, The Paralyzed Vets - the list goes on. I know what it means to give back. Now I need help to save my home and my animals. We are all old and just want to live out our remaining time in some semblance of peace. I don't know where to turn, don't know who to contact. So, so hard to beg... but for the animals I would do anything. I don't have much of a presence on Facebook but please reach out to your friends and have them reach out to theirs. Please help. Many thanks, Virginia


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Virginia chickory

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