Please Help Save a Mother's Home
Organized by: Don Villars
I was invited and attended my cousin's daughter's college graduation at Texas State on Friday May 9th. On my way back to Houston the next day, I saw a sign for Seguin where a long time friend (approx 25yrs) who I worked with in Engineering for over 25 years and haven't spoken with in a couple years lived (time flies). The number was out of service. I thought, "his house is not that far, so I'll go by." I arrived and knocked but no answer, so I left my card. 30 minutes later I received a call. It was his wife Graciela. She shared the sad news with me that Rod passed away in December 2012. Of course, I was sad. I asked how Graciela was doing. It has been a difficult time for her she said. She is in her 50's and she has had to take up a job at the high school which hasn't been enough to pay the mortgage and all of her bills. As a result, she is 3 months behind and about to be 4 months behind June 1, 2014. I asked how much the house is and what she owes. When she told me, I informed her that she has approximately $40k to $50k of equity. She didn't understand or know that. I told her it's like anything else that has value that you own, and can be converted into cash. After inspecting the house, I noticed other necessary repairs (roof, floor, paint, cleanup) which her brother, firends and family will help to help fix but will still reduce the amount she may receive. Itswill be more than she has now and will help to get her a newer model car she has confidence in.
Two days after we spoke, she called to tell me that she hadn't sent me the Bank Notices yet as she had passed out at work, was bleeding and was taken to the hospital. The next day she had surgery to remove a large portion of her colon/intestine. That was last week and she is in recovery. I drove up from Houston to look at the house on Saturday. She told me her test results came back and she tested positive for cancer. She goes back in three weeks for CHEMO treatments.
Graciela said Rod always handled the finances. She is already behind 3 payments and has received her third and final notice. She said she didn't really know who to call or what to do. They have raised their family in this house, as well as paid the mortgage for over 16 years. Their son Zeke is pictured above.
Graciela is a wonderful, caring and amazing mother and grandmother. She is very active in her community and church.
I thought, "What are the odds that my cousin's daughter's graduation would lead me to Graciela with only 10 to 14 days before the foreclosure process would begin." We at least have a chance to get her equity as she has no other retirement or money.
With your donation, you can help us help Graciela pay her mortgage this month, which will give us the time to make the needed repairs, and list the house at a price which will allow her to sell it quickly and receive her equity.
The realtor said the house is in a great location and should sell quick. The repairs should take less than 2 weeks with the committed help.
The actual deadline to cure the default is June 2, 2014. So, we believe it is best to receive donations by Saturday May 31, 2014 (May 30th if possible).
Our sincerest thank you ahead of time for your gracious donation and help! We have not told Graciela, but can imagine her surprise and emotion when she finds out that such generous friends, family and the ones she's never met have lovingly reached out to help her!
Any Amount Helps, but if 45 people will generously give $100 (plus $13 website fee) each by no later than June 2, 2014(12midnight) we can Save Graciela's House.Should we fall short of our goal, all funds will be forwarded to Graciela to help with her expenses.