OK this is hard for me as I am the charity. I had a car wreck in 02 from which I owe the Feds over $60k on a national lien. Still juggling thousands in medical bills from the wreck and having MRSA a few years later. I lost 2 clients this year and am only hanging on because of the kindness of my landlady. I am about to apply for LEAP to help with electric bills, unemplyment from the summer work I found (bennies of $96/week) and food stamps. Business is picking up very very slightly. If I can get out of the hole with the landlady and do some minor auto work I can maybe make it through. I am not asking for everything just enough to help me out of this hole.