I am gonna try if this world work. I am undocumented electrical engineer graduate. Unfortunately I can't work due to lack of papers, but I can't just leave either because I about 45K in student loans. My loans were cosigned by some elderly couple in california and I would not leave them with the burden. I have to stay here and pay it up, but I can't afford to pay it because i do manual work like moving to pay bills. My monthly payment is about $400 which I can't afford with the little i am making. I also have three siblings i take care of in Africa since my mother passed on. I don't wanna default on my loans, I don't wanna pass the responsibility to my elderly retired cosigners (great Americans), at the same time I have to wait the immigration reform to change my status and be able to work legally. Any help or contribution is much welcome and would be appreciated. Willing to give direct contacts with the bank to verify this.