EVENT DATE: Jan 06, 2018
DE Community Reinvestment Action Council, Inc.
OUR STORY: In 1977 the Community Reinvestment Act was enacted is to encourage depository institutions to help meet the credit needs of the community in which they operate, including low and moderate-income neighborhoods. In 1987, James H. Sills, Jr. envisioned the important role an organization could play to help Delawareans impacted by and assisted by this legislation. His leadership, and that of other concerned citizens, led to the founding of Delaware Community Reinvestment Action Council, Inc. Our mission is to ensure equitable treatment and equal access to credit and capital through advocacy, education, legislation, and outreach. Our vision is to be recognized as a trusted and caring advocate for Delawareans by providing consumer protections, financial services, educational programs, and counseling that empower their success. We carry out our mission by providing services in three areas: CREDIT, TAX, and HOUSING. We provide all of our services AT NO COST. Our Credit Clinic presents monthly Borrow $mart classes and weekly Facebook based Advancing Prosperity programs. We advocate for fair debt collections and against predatory lending throughout the state. In 2011, we chartered Stepping Stones Community Federal Credit Union to assist clients with savings and to provide an alternative to high-interest payday loans. Our Tax Clinic represents taxpayers in front of the IRS to resolve tax controversies. Common issues we face are audits, collections, income discrepancies and EITC audits. We attend tax court and assist unrepresented taxpayers on the spot. Our Housing Clinic works with homeowners to resolve mortgage delinquencies. We also work with potential new homeowners to reach their goals of homeownership. Last year we launched our Title Project, where we assist clients in obtaining property title to their homes. As a staff of 7 full time, 1 part time, and 1 student intern providing statewide services, we are constantly on the go! We are in need of funds to invest in new technology to allow us to better serve our clients and to help us become more efficient and cost effective. Please give generously! Thank you for your support!